First Mortgage Rates
30-Year Fixed Rate
 Rate
 APR
 Points
 7.000%
 7.111%
 0.000%
Options 30 Year Fixed
 Rate
 APR
 Points
 7.250%
 7.363%
 0.000%
Opportunity 30 Year Fixed
 Rate
 APR
 Points
 7.875%
 7.993%
 0.000%
20-Year Fixed Rate
 Rate
 APR
 Points
 7.000%
 7.145%
 0.000%
Options 20 Year Fixed
 Rate
 APR
 Points
 7.250%
 7.397%
 0.000%
Opportunity 20 Year Fixed
 Rate
 APR
 Points
 7.875%
 8.025%
 0.000%
15-Year Fixed Rate
 Rate
 APR
 Points
 6.500%
 6.678%
 0.000%
Options 15 Year Fixed
 Rate
 APR
 Points
 6.750%
 6.929%
 0.000%
Opportunity 15 Year Fixed
 Rate
 APR
 Points
 7.375%
 7.557%
 0.000%
Home Equity
Home Equity Line of Credit - 1st lien
 Rate
 APR
 Points
 7.750%
 7.750%
 0.000%